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These days adjustable rate mortgages (ARMs) are a good deal!

Call to ARMs “Forget the subprime mess. These days adjustable rate mortgages (ARMs) are a good deal,” reports Ashela Ebeling, Financial Reporter for Forbes magazine, especially for certain well-off home buyers looking to purchase or home owners wanting to refinance. Many borrowers who purchased houses with ARMs during the subprime boom got hooked into using […]

Posted in: investment, Mortgage Watch, Real Estate News, Uncategorized Tagged: buyers market, first time buyer, forecast, housing, housing forecast, market, missouri, mo, mortgage, program, rate, real, real estate, realtor, st louis, st louis home value, st louis real estate, st louis real estate loan

Get the BEST Mortgage.

We are pleased that you are using agent-site.findingstlouishomes.com as your St. Louis area real estate resource whether you are interested in buying, selling or just looking. We appreciate your visits, comments, and questions. One of the most important considerations when buying real estate is the mortgage. There are many things to know and a trusted […]

Posted in: investment, Mortgage Watch, Practical Matters, Transaction Information Tagged: best home mortgage, best mortgage st louis, first time buyer loan, home loan st louis, mortgage center, mortgage resources st louis, st louis mortgage, st louis real estate, st louis real realtor, St Louis relocation

Know Your Score!

Mortgage companies are stressing to us daily that they have money to lend. Interest rates are at historically low levels. Housing costs are at the lowest levels in years. With a good credit score you have the ability to take advantage of a terrific buying opportunity. In today’s market your credit score is more important […]

Posted in: investment, Practical Matters, Transaction Information Tagged: Credit Score, credit score to buy a home, first time buyer, lowest interest rate, mortgage credit score, st louis home buyer, St Louis homes, st louis real estate, st louis realtor, St Louis relocation

St Louis Real Estate Attracts New York Investors

$4.5 Million St Louis Real Estate Investment in Appartments near Forest Park. “The deal is the first in the St. Louis market for Time Equities Inc., led by Francis Greenburger. Time partnered with real estate investment firm, Becker Brothers LLC, also of New York” Full Article

Posted in: investment, Market Watch, Real Estate News, St. Louis and Area Real Estate News Tagged: appartments near forest park st louis, St Louis homes, st louis real estate, st louis real estate investors

10477 Garibaldi, Frontenac, MO 63131

Great great extra large lot in Frontenac with a home which can be torn down and replaced with your dream home. Property is adjacent to Chaminade. Your builder or ours your design or ours. If building new is not an option for you then this 3 bedroom 2 bath home can be renovated. It is […]

Posted in: Hot Properties, investment, St. Louis and Area Homes For Sale Tagged: building lot, for sale, frontenac, great location, property, real estate, st louis

Making an Offer on a Short Sale? What You Need to Know

If a home is being sold for below what the current seller owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale.

Posted in: investment, Market Watch, Practical Matters Tagged: as-is, contingencies, home, mortgage, real estate, repair, short sale, terms

Stop Double Taxation

In Missouri we (www.yesstosavehomes.com) are asking the taxpayer to vote yes to amend the constitution to prohibit such taxation.

Posted in: investment, Market Watch, Practical Matters, Real Estate News Tagged: missouri, real estate, stop double taxation, taxes, transfer, vote yes

How to Get the Extended Home Buyer Tax Credit

You’ve decided to purchase a home and take advantage of the Extended Home Buyer Tax Credit. Here’s what you have to do to get your benefit: Close on your home purchase between November 7, 2009 and April 30, 2010, or have a binding written contract in place by April 30, 2010 with a closing date […]

Posted in: investment, Market Watch, Real Estate News

Big Impact, Low Cost Remodeling Projects

Uncertainty and restraint are the order of the day in this economy, and that sense of caution is reflected in home owners’ return on their investment in remodeling projects, according to REALTORS® in 80 metropolitan markets surveyed by Remodeling magazine for this year’s Cost vs. Value Report.

Posted in: investment, Market Watch, Practical Matters Tagged: appreciation, home sales, investment, low cost, preparing home for sale, real estate, remodeling, value

Save the Historic Tax Credit

At this very moment, the Historic Tax Credit (HTC) is threatened by the Senate’s Economic Development committee substitute for SB45, which will cap the Historic Tax Credit at $150 million. Such a cap will undoubtedly substantially reduce the effectiveness of the program, which relies on freely available credits in order to function. The Historic Tax […]

Posted in: investment, Market Watch, Real Estate News Tagged: cap, employment, historic tax credit, investment, jobs, missouri, model, program, take action

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